[Molly]

Hi I’m 31 years old.
I have 30k in VOO, 10k in an I bond and 20k in a Edward Jones account.

I was on my path to investing but go off course last couple years.

What are some good learning tools to learning investing and budgeting?

My family is so poor I really don’t want to end up like them.

[Eric]

First off, you’re doing much better than you might think. Having $60,000 invested at 31 spread across VOO, an I bond, and an Edward Jones account is a fair foundation.

It’s completely normal to have periods where life throws you off course, but the important thing is you’re getting back on track now.

For learning, I’d recommend The Little Book of Common Sense Investing by John Bogle and The Psychology of Money by Morgan Housel both explain investing in a simple, powerful way.

For budgeting, tools like You Need a Budget (YNAB) or EveryDollar can help you get a clear plan for your income and expenses.

You’ve already taken big steps to break the cycle of financial struggle, and by staying consistent, living below your means, and continuing to invest automatically, you’ll put yourself in a great long-term position.

Hope this gives you some direction, feel free to reach out PM if you want to unpack it more. Keep going you’re absolutely on the right track.

[Doyle]

Pull that money out of Ed Jones; their fees are high and you have less control due to their brokerage web format.

[Allen]

Wall Street journal. Bloomberg.
I say learn about the P/E multiple that equation covers basically you everything you need to know about a company

[Author]

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