[Janelle]

I tell my dog all the time that he’s worth the 200k (future value assumption for full life expenses) I could have instead of him.

The money guys have a pretty good handle on balance same with I will teach you to be rich.

First step is acknowledging what you want.

No time like the present, you got this!

[Kara]

I’m going to get real here, because I’ve been here and built a business on my own.

Exterior goals don’t work to fix that panic inside– It took me about 3 years with a therapist and less productivity to finally feel connected and calm.

[Stacy]

Let me give you some personal perspective. At 34 I was a single mom with no retirement, survived a divorce and bankruptcy.

I started over. I was a single mom for a decade, worked my butt off caring for my child.

At 60 I semi retired to a life I crafted.
You are way ahead of where I was at 34.
I have no regrets.

Everyone’s path is different.
Give yourself grace.

You will get there when you get there.

[Juan]

Find better friends. Also, don’t be that guy that always talks about Money. If they want to know, they’ll ask

[Stacey]

34 – You’re a baby yet…. Plenty of time!
FI, CrossFit, Running…. Why do people need to convert the masses? You can have non-FI friends.

Get some hobbies – hiking, golf, whatever – and enjoy!

[Christine]

No time like now to make a change. Find a club or hobby. Volunteer. Get out and find your tribe.

You obviously have an ability to self reflect and make behavioral changes so get to it!

[Rebecca]

I hope you don’t feel like now you are stuck in this existence cycle.

I think, just like some people find fi later in life, you can find balance “later” in life.

You set such a great foundation, learned valuable lessons and can grow in so many ways from here!

Thank you for the reminder that now is for living, too!

[Caro]

I’m the same age. Hey, I don’t even feel like we’ve hit our hey day yet! A lot of us were grinding when we were younger, not necessarily in the same manner (I was supporting my husband through college after me and I was the cheap friend).

Add a budget category for a new experience. Heck I’m thinking of signing up for violin group class.

This is how you meet people at this age. What can you invest in right now, for you?

[Vera]

It can’t be healthy bugging people about FI. Focus on yourself. Life is all about balance.

[Ernest]

“I don’t have real friends”………………”couldn’t stand me constantly preaching about financial independence or giving them copies of the ChooseFI book.”

[Krystal]

As a 50yo just starting out, you have time. Make the connections now. Find a couple hobbies and go from there. Quality over quantity every time.

[Paula]

Similar age, and was in a similar situation where I may have missed out on social outings/experiences because I didn’t want to spend money in my 20s.

I was also in debt, so I continued to live like a broke college student for some time.

As I start to be in a financially comfortable position, I am okay with spending some money as long as I am investing a good amount as well.

Can you create a budget with fun money?

For meeting people, there are things you can do like join meetup groups, go to free events in the summer, and/or lower cost activities like hiking and pickleball.

I’ve met a lot of great people through meetups and pickleball.

[Adrienne]

If you’re 34, you have another 30 – 40 years ahead of you, and now you have both financial security and self-knowledge.

[Michelle]

Create a list of some experiences you want to have in the next quarter, year, 5 years, etc. Artistic, athletic, travel, volunteer, etc. you’ll meet people along the way.

Reorient your focus from the grind.

It’s ok to take your foot off the gas if your finances are stable!

[Author]

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