Do I need to freeze my TransUnion and Experian credit files too?

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  • #106105 Reply
    Bill

      You need all 3. Lenders typically just pull from 1 agency, not check all 3.

      #106106 Reply
      Jeff

        And it should be free. Do not get tricked into a paid version.

        #106107 Reply
        John

          The other are pretty easy as well – Experian you can do via the app. The other 2 I have been able to easily freeze/unfreeze via the website

          #106108 Reply
          Ellen

            Here’s the problem, you need to use Google to search, it brings you in the back door and bypasses the sign up fee.

            Google TransUnion credit freeze. Helped my sister last night.

            #106109 Reply
            Barbara

              I just had to put one on mine this week too. I only did it through Experian and my Capitol One card said they received a fraud alert put on my TransUnion file.

              I haven’t seen anything about Equifax yet.

              #106110 Reply
              Cara

                Some of them don’t make it so easy to find if you are looking on the website.. search “freeze” as the top of the page and that should help.

                #106111 Reply
                Kimberly

                  I struggled with Transunion too and then kept having multi hour hold times for the chat function.

                  Finally yesterday I was able to get through their chat and the rep put the freeze on for me.

                  #106112 Reply
                  Steve

                    Do not pay for this service. It’s absolutely free.
                    If you are prompted for a payment, you’re in the wrong place.
                    You have to freeze all three.

                    I’m going to respond to this comment with each link.

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