[USER]

I’ve only got a 401K but see the big opportunity that’s upon us right now. I’ve never bought stocks outside my 401k, what’s the easiest way to do it for a beginner?

And any particular ones that stand out for a good buy?

[Tami]

Fully fund/open a Roth IRA. Maybe Vanguard.
Do it before 4/15 and you can fund for 2024 and 2025.

Then when you buy your stocks or mutual funds, you are inside your Roth and won’t pay taxes on your gains.

[Rachel]

Buy zero cost ETFs such as FZROX or FNILX. Those are Fidelity but Vanguard has similar options.

If your 401k is held at one of the big places then opening a brokerage with them (assuming they have zero cost ETFs) is generally the easiest way to go.

[Richard]

I started with vanguard mutual funds. Less risk than single shares. Suits me.

[Christine]

Open a brokerage account; Fidelity and Vanguard are good. Move funds to the account, then invest them.

[Author]

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