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- Stephanie
I do not use my HSA to pay for anything. I treat it as a long term investment account which I will use once retired. Right now, I pay for all medical expenses out of pocket and keep my receipts.
AllisonI use mine for my deductible or co-pays as needed. To me, that’s what it’s for. If you have cash outside of the HSA to pay for those things, one could argue that keeping the HSA growing tax-free for post retirement use is a good idea.
JohnMy HSA can only sit in a crappy savings account earning 0.2%, so yes, I use it now for medical expenses.
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