[Steve]

Why should she want to? She should be funding her brokerage account as aggressively as possible at this age.

I thought you want her to be able to FIRE?

[Stefani]

Is the Vanguard account an IRA account or a regular brokerage account? If it is, is it a Traditional IRA account or a Roth IRA account?

If Roth IRA then can rollover to the Fidelity Roth IRA account.

If it is a regular brokerage account or a Traditional IRA account, then can transfer to Fidelity, but will be a separate account from the Roth IRA account.

[Mark]

Why would u want ur money to grow interest free.

[Lacey]

You can only contribute cash to the Roth IRA. She needs to sell the securities and contribute the cash.

Good for her!!!

Wish I knew about and started my Roth IRA at her age!

[John]

To FIRE, she’ll want nonretirement funds also. I’d just transfer from vanguard to fidelity to consolidate the accounts.

But I would still have 2 accounts, 1 investment, 1 retirement, and contribute to both.

[Brandon]

Tax free* (you want interest)

$1500, I can’t imagine it’s earned too much?

Sell it, deposit it to bank and send to Fidelity.

[Author]

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