Where should I open a Roth IRA for my teens with earned income?

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  • #105734 Reply
    Grant

      We used fidelity and parked their money in the Fidelity SPAXX ACCOUNT (which makes 4.9% interest). Then, bought the funds we wanted.

      #105735 Reply
      Angel

        Ask your teens what they want to invest in.
        One of mine did VGT (Vanguard Information Tech ETF)+ VYM (high dividend ETF) and the other did VOOV + VTI.

        It’s been fun watching them.

        #105736 Reply
        Kristen

          Fidelity. Just be sure to teach them the second step after contributing, and make sure they then invest that contribution so it isn’t sitting in the core holding for years.

          My teens are in FZROX.

          #105737 Reply
          Judith

            I like Fidelity’s user interface and already had my 401k with them, so we used them for my daughter’s Roth.

            #105738 Reply
            Daniel

              Fidelity had a sign on bonus for the custodial Roth IRA we opened for the older kiddo a couple years ago

              #105739 Reply
              Kris

                Schwab, Fidelity, Vanguard (in that order IMO as I prefer Schwab)

                #105740 Reply
                Robin

                  compounding is essentially important! My 53 year old friend heavily invested in CD’s a BIG NO NO and little Roth or ETF’s.

                  She has a fraction on what she should grow.

                  #105741 Reply
                  James

                    Take a look at Fidelity. Mostly for their zero fee index etfs. I look for low turnover and low management fees, the Fidelity ETfs fit those categories.

                    Do a quick online search and you’ll find promo codes to start their Roth accounts.

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