[Christy]

If your state has a state tax break you want to use your state’s plan if it isn’t terrible.

[Lori]

We used Texas Tomorrow Fund (Texas Guaranteed Tuition Plan) for our kids.

It was nice to know that both kids had four years of in-state tuition and fees paid for in case anything happened to us.

If they chose to do something else or an out of state college, the fund gives the Texas Tuition price payout.

My son graduated in three years, so didn’t use 38 hours of his plan (had AP credit) so we were refunded and rolled it over to a 529 to help pay for his graduate school.

This might not have been the best financial way to do it, but it was good piece of mind for us that their college tuition and fees were taken care of.

[Serena]

We use the one for Indiana cause we get the tax break, didn’t start one until this year because the rules changed and now after 15 years up to 35k can be rolled into an IRA if it’s not all used for education.

I look at it as a double win I get the tax break and my kiddo will have a little money to either use for education or jump start retirement investments

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