[Sarah]

Depends on your short and long term goals. Life should be enjoyed now too, which I think gets lost in the messaging of these sites.

You’re doing well regardless of what bills you do or don’t have.

[Brian]

Hard to say without knowing how much you spend on all the misc items you listed.

[Tracy]

I think you’re doing well. My only caution would be to not go so heavy in retirement funds that you don’t have a good amount of accessible money/investments outside of that.

Speaking from personal experience – hoping to retire early but 90% of my wealth is in retirement funds.

So, I have to change my savings strategy aggressively now for the next few years.

Wish I had siphoned off more towards other investments sooner although I do like the tax advantage.

[Jenny]

What are your annual expenses? That’s the key metric for FI. Great job in saving. It looks like most of your after tax money went to savings and investing. You are doing great.

This is the expensive stage of life- wedding rings, wedding, house down payment, etc.

Don’t forget to have some fun, go on trips with friends and create some memories.

[Sarah]

It sounds like you’re doing quite well. That said, read “The Simple Path to Wealth” and “Total Money Makeover” if you haven’t already.

[Amanda]

What are you invested in? What are your annual returns. This seems low, but can’t really tell without knowing if you have been a consistent saver or what.

Do you have a regular investment schedule or any sort of plan or are you just winging it?

[Author]

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