[Bethany]

Good strategy. Some REITs are also a good option, esp light industrial REITs.

[Ryan]

Money Market accounts have been 4%+ for the last two years. Why not just keep it in there?

I Bonds lock your money up and don’t allow to buy the dips when you want…

[Gioia]

I have been buying certain amount every year to stash my emergency fund.

I keep 2-3 month emergency fund/working capital in the bank and additional emergency fund is in I-Savings.

At my marginal tax rate, 3.1% tax deferred interest rate is better than after-tax interest from HYSA.

[Shawn]

I think the fixed rate is hard to beat and likely to be lower over time. I’m a buyer.

[Brad]

Personally put 10% of my withholdings into a bond fund and use that to buy S&P type funds when market drops significantly.

It has worked well for me. As I near retirement FIPDX will be a part of my permanent holdings but only about a quarter of total.

Everyone’s situation is different though.

[Author]

Posts