[Jessica]

With inflation affecting prices everywhere, many people are looking for ways to stretch their budgets and make smarter financial choices. What are your top tips for saving money during these challenging times?

Whether it’s cutting unnecessary expenses, finding creative ways to shop, or strategies for increasing income, I’d love to hear your advice.

Share your experiences and let’s help each other navigate this period of high costs!

[Sunshine]

We only buy needs and save the wants for later after discussion. I also use my sense of humor a lot and that helps.

[Joanna]

I invest no matter what. The same as paying a bill. Non negotiable.
That means shopping sales, meal prepping, eating basic pantry staples.
Needs first.

[Jillian]

Worked on increasing my income and decreasing my expenses.

[Tamara]

Cut back on eating out. Don’t let leftovers spoil. Make pots of beans and eat with rice or cornbread.

There are lots of options for food to save money.

It just might not be what you want to eat.

[Margaret]

Things I’ve implemented: 1. Dining out much less as it’s better for our health and pocketbooks.

2. I decided to embrace minimalism more fully and told my friends and family I want only their company so we can stop exchanging gifts for birthdays and holidays.

3. Take inventory of what I already have instead of buying something on impulse.

4. Instead of traveling for vacation, take a nice staycation and explore what’s nearby, and put more money toward household improvements and paying off debt.

[Jane]

By not spending any money on anything that isn’t a need… for 28 years

[Kayligh]

We make 100k a year so about 6k a month, we have no CC no car payments, our rent is 910$ a month for a 2 bedroom 1 bath.

My teenage son also works making 18$/hr so he contributes but our total expenses a month are around 2000$ which includes rent, utilities, cell phones, and food.

We have no subscriptions so we have 4000$ left over every month.

[Kimberly]

Saving less. I just doubled down on all of the tricks I’ve learned throughout my life.

[Lee]

Eat at home. Use less disposables launder when full load. Same for dishwasher- only full load Use baking soda for alternate use instead of expensive chemical cleaners…

[Leanne]

Living more like my grandparents did. They bought only groceries that were on sale. If eggs were too expensive, they didn’t buy them until the price dropped.

[Rachel]

Eating and cooking less processed food, even if that means boiling rice for an hour

[Tara]

We haven’t saved a ton over the past few years. We did max out our 401k contributions so at least there’s that.

It’s hard to save money on food when everyone in the house has to be on special diets for allergies or autoimmune issues

[Lisa]

Understanding the situation is key imo. I looked at all of the grocery store chains in my area and all of the major ones have recorded record profits in the last 1.5 years.

Inflation has dropped a lot in the last year. I’ve found the best grocery prices in my area are sale prices at smaller stores.

I buy only needs and try to buy staples in bulk (mom and pop grocery sells dry beans, flour, etc in bulk bins).

Restaurants in our area are facing a labor shortage which also plays a role in high prices (plus the disease and weather affecting farms increases prices) so we eat at home (I cook better than most restaurants in my area anyway).

We do mostly free entertainment (Hulu comes with our phone plan, walk/hike, free community events, have people over for dinner)

[Debra]

The inflation rate for the last 12 months has averaged 2.6% which is very low. So, I don’t understand why groceries are so crazy expensive and it’s impossible to find affordable rent

[ReSh]

Got married and a couple side hustles including a rental
We are about to buy a duplex tho so that we don’t have to pay our mortgage.

We are downsizing in order to do this

[Kathy]

Stay home
Run all errands same day
Enjoy the outdoors

Cook once eat twice or more
Shop the lowest prices
No takeout

[Tina]

I don’t shop. I don’t eat out. I don’t buy processed foods, only staples, which have long shelf lives. I cook meals at home and I don’t splurge.

I don’t drive anywhere unless it’s necessary.

I don’t have any tv, I watch YouTube. I do have Netflix and watch on the computer. I have a Kindle account and read the free books.

If I need any clothing pieces, I shop resale, thrift, and Goodwill.
I simply do not spend.

The thing I remember is with money you either have it, or you spend it and it’s gone.

No extras, bells, or whistles.

[Author]

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