How much emergency fund should be kept in a HYSA before aggressively paying down car loans?

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  • #97072 Reply
    Wen

      Hit 25k in HYSA, pay off the 7% then tackle the 5%. If you’ve got 1k extra per month after expenses put 700 as extra in the 7% 300 in HYSA. Don’t forget to invest so your money grows. ROTH, NYSE.

      VOO, VTI, QQQ

      #97073 Reply
      Richard

        In your shoes somewhere between 3-6 months of expenses, not income.

        #97074 Reply
        Anthony

          My wife and I are both high salaried physicians and we have less expensive cars than you. Those car loans are not wise in my opinion.

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