[Megan]

I just want to be sure. If it does I will just postpone it a month or two.

[Haven]

It won’t! Definitely open one! The rate is increasing again! Just got the email.

[Johanna]

There should be an option to decline a credit check. Credit checks are often done when opening accounts to establish holds and limits (ie how much you can immediately access if you were to deposit a check and how quickly you can ‘make use’ of that money for example).

[Ashley]

Normally accounts do not do a check credit, but that is not always the case. I opened a HYSA with my local credit union and they ran a credit check.

[Author]

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