[Christine]

Yes we use credit cards with zero international fees when we travel to Europe for vacation to earn points.

Moat travel hackers will recommend you open the Chase Sapphire card first.

I’m jealous though, what kind of job sends you to Europe on a weekly basis?

[Mark]

I have found the credit card exchange rate to be very favorable. Practically a midmarket rate.

[Gafa]

In my experience rates that Chase and Citi apply to my transactions overseas are better than what I would be getting if I was exchanging USD at a local bank here in the US.

Just make sure you are paying in local currency when traveling overseas.

And, that card has no transaction fees – but you have mentioned that already.

[Joe]

Have bank accounts and cards in both places and currencies

[David]

Try the Capital 1 Venture card. No foreign exchange fees and no interest, if you pay it off.

[Author]

Posts