[Ann]

For the amount of money it is going to take you to move and all that goes with it, why not pay the top surgeon out of pocket?

I live in AZ and work for a huge medical group and much of my cancer treatment was still out of pocket because the type of cancer I have is not ‘main stream’, no matter how many letters my oncologist sent to insurance.

[Sayee]

Hold on to your cash and defer as much as you can.

[Juliett]

Your care comes first.

I would hold off on the student loans outside of a smidge above the minimums for now.

Get your surgery. Then reassess.

Having cash on hand is what give you the power to get whatever care you need.

You’re doing all the right things. You do not have to max retirement this year. You do not have to pay off the student loans this year.

I’m generally anti debt, max retirement accounts, pretend you don’t have it and save save save. But in your case, you need resources and security.

I’m wishing you all the best and so much love in fighting this beast.

[Megan]

Hang on to your cash, defer what you can and let the car loan ride for such low interest.

[Sarah]

I’d do whatever makes your life simpler for the next few months. Including using a significant amount of your saved cash to pay for medical care and associated costs.

You’ll have the ability to save that money back up in the future… the current value of that money should be to ease your stress and carry you through this time.

[Gail]

Keep as much liquidity as possible until your situation is more settled. There are too many unknowns right now, and your interest rates are reasonable.

More importantly, I wish you the best of luck in your treatment and recovery.

[Cari]

Hey, survivor here. I ended up at Sloan Kettering (local yokels misdiagnosed me).
But here’s what I discovered: major cancer centers do not give a shit about your insurance rules. They’ve got entire buildings full of people to fight for appropriate coverage.

So, my advice. Either the high volume doctor fights for you (basically says to your insurance company…this is what she needs) – or you head to your nearest cancer center. And they handle it.

[Author]

Posts