[Ian]

I personally have mine in $VOO as I dislike the lack of price fluctuation on mutual funds.

It probably doesn’t matter a whole lot in a Roth IRA but the fact mutual funds only trade once per day annoys me.

[Kathy]

I have fxaix in 90% of
Mine with 10% in international but I only have 9 choices in my Roth IRA through work

[Scott]

Nothing wrong with tracking to the s&p as a start. Assuming you’re in for 10+ years.

You may want to add some international later, and a tech etf like soxx down the road.

Also, voo is the etf version of fxaix which gives you a bit more flexibility but, they are essentially the same.

[Author]

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