- This topic is empty.
- AuthorPosts
- Kicy
Are there any plays with I bonds and t-bills I should be considering? With interest rates trending down, so should I lock in 1 year or 2 years bills at the current rate?
I started buying I bonds in 2021 when rates were really high.
Unsure if I should continue or shift that money to other places.
MarkIf u believe in bonds and they are an important part of ur portfolio. Are u comfortable having cash locked up that long.
Just remember ur guaranteeing that money will not outpace inflation longterm.
But of it’s purely for fixed income then it could work
ShawnIBonds are paying the highest fixed rate in years. While the inflation factor is low.
I think there is value in locking in the high fixed rate.
Also, they are tax deferred and state tax free plus tax free if used for education.
- AuthorPosts
Related Topics:
- Should I cash my 2022 Series I bond now, or wait until 2052?
- What's your next strategy with HYSA interest rates declining?
- How should I transition from 100% stocks to an 80/20 portfolio?
- Should I buy a home or continue renting to save for early retirement?
- Should I sell everything and reinvest in SP500?
- Best bonds for IRA rebalancing? Recession-proof options?
No related posts.