[USER]

I understand most mortgages are in the range of 6-8%… are there any outliers in the US that are sub 6%?

Like some obscure credit union or something? I’m looking to refinance I’m in the high 6% range.

[Sarah]

I switched from my job as a Teacher to a full time stay at home mom. It’s been 2 years after making that decision and I can boldly say I don’t regret it.

I was privileged to have been introduced to an online side hustle which I do from the comfort of my home. I don’t have to answer to anybody and I work at my own hours.

I make enough to cover up our bills and support my husband the way I can. And I still have money for myself.

I’m glad I do it while watching my Kids I can share more info if you’re interested?hope this helps

[Raul]

Not the time to refinance, the little to no lower interest won’t offset the costs of it.

Wait till you can get at least below 5% so the costs are worth it

[Summer]

You can play brokers off of each other to end up with a below-market rate.

That’s what I did when I bought my house.

[Christyna]

If you refi to 15 year mortgage you will get a better rate, but I’m not sure if the difference is enough to make it worth the closing costs unless you are also getting rid of PMI.

[Steve]

Wondering the same. I found a security plus credit union and they have 5.5% on 30 fixed.

Anyone have experience with them?

[Author]

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