[Amanda]

Can you invest in tbills? You can use a treasury ladder to time your maturities.

An added bonus is that you don’t pay state tax on interest

[Chilling]

Check out US Alliance savings accounts and 11 months no penalty CDs (you can open a bunch of smaller ones and cash in periodically)

[Serena]

I have a money market acct and a cash plus at vanguard, I think last I looked mm is 5.29% and cash plus (fdic insured) 4.5% today (it varies from about 5-4% since I’ve had it only a little while)

I was laid off in March and felt the burn out too, just started the ready to get back to work and earn a paycheck like a week ago.

If you can afford the time off take it, personally im in such a better headspace now that I gave myself time

[Author]

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