[Zach]

Credit cards with more than 2.5% or more cash back on everything w/ no annual fee?

I like the Robinhood Card offering of 3% on everything but that waitlist seems to be long.

Anyone got anything similar to that or better?

[Brad]

I use chase freedom and discover for 5% cash back in rotating categories.

Then I have citi custom cash that does 5% cash back in the most spent approved categories for the 30 day billing period

So right now I discover for 5% at restaurants for 3 months, Chase for 5% at non-walmart and target grocery stores for 3 months, then I use my citi at Walmart and control my spending to less than $500 for each billing cycle.

[Dave]

Not quite casback but Amex biz blue is 2pts/$ on everything for the first $50k and you can have multiple cards in names of different businesses.

If you have Amex biz plat then you can use points to buy airline tickets at at just over 1.5cpp.

Giving an effective cashback of 3%

[Scott]

I’m basically getting 3% on everything on my boa black card. The catch is there’s an annual fee, you can also skip the fee, and just get 2.6 on everything. you need to be diamond with boa.

I assume robinhood also requires x amount with them to qualify.

There’s no waiting period with boa. You just need to have enough money with them. Boa includes Merrill Lynch.

[Author]

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