These are not investment strategies or portfolio allocations or asset mixes.
These concepts, like barbell and buckets, are simply mental models for how someone wants to interact with those strategies/allocations/mixes.
They are the additional structure that creates a sense of purpose and peace to those who desire it.
Meaning, as Frank already said above, they won’t save your bacon in any particular bad market.
That is not their designed use, even if tons of bloggers and YouTubers misconstrue them a little and sometimes a lot.
They are really no different than how working people have a paycheck land one account, send some of that mosey to savings, some to investing, and some to a vacation dreaming account.
The amount of money, the safety of the money, etc didn’t change because a mental model set of steps were followed to give money different uses and locations (or barbells or buckets).
But to your questions, YouTuber Joe Kuhn talks about buckets a lot on his YouTube channel.
I like much of content even if that bucket part doesn’t connect with me. It’s not his tactical stuff that connects.
I guess it is more his regular guy Joe doing regular retirement transition things that I like.
