Did I mess up transferring stock to my Roth IRA on time?

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  • #130550 Reply
    Scott

      What were the shares? ETF, stock, or mutual fund? If it was an individual stock or etf, you sold at the price first thing this morning, if it was a mutual fund it was sold at the end of today.

      #130551 Reply
      James

        You cannot “transfer stock” into a Roth IRA. You can only contribute cash. IRS rules.

        Perhaps you sold stock in a non-retirement brokerage account, and then purchased new stock in your Roth IRA brokerage account?

        #130552 Reply
        Robby

          It sounds like you may be mixing up some things here.
          The April 15th deadline is the last day you can make contributions(deposit money) into your Roth IRA account for 2024.

          If you sold stocks in your brokerage account and it fulfilled this morning, then the money should be sitting in your brokerage account.

          You’ll still need to transfer the money into your Roth IRA account.

          When you do transfer the money, it will give you the option of adding it to your 2024 or 2025 contribution limit.

          I’d recommend 2024 so you can still make contributions for 2025

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