[Telesia]

I only do this before a hurricane: take $1000 out small bills like 1. 5, 10 and a few 20s because nobody can make change so having 50 or 100 is like having no money at all. Those charities people donate too like the Red Cross are a joke and so is fema. I wish people would stop donating to Red Cross.

Anyway, make sure you have non perishable food and water which is more important than money because money is useless in a real disaster.

Gas and food Can be traded better than money. Where are you going to spend it when everything destroyed or no power?

[Amanda]

I think $1000 in a safe isn’t a bad idea.

[Allison]

I’m a wheeler and dealer. And my side biz is flipping things. I keep cash for just that reason – drive by a garage sale, see something on marketplace, so I keep more cash on hand than the average bear because of such.

I also only tip in cash because … I was once a server too.

You can check also: Looking for best emergency savings account for good interest rate – Any suggestions?

[Paulinka]

In a true emergency food, water, ammo and weapons would be cash. But they do say that you should have a few month’s worth saved up in case you lose your job.

[Bridget]

Omg pls don’t put any money under your mattress for gods sake.

Put 3-6 months of expenses in an FDIC insured high yield savings or money market account.

When people say have your EF in cash, they just mean not invested/liquid, not in literal dollar bills.

[Tabitha]

I keep a few thousand in a safe but I’m also a prepper.

[Betty]

I thought $1,000 was enough but then I was in Guam and a Typhoon hit… no power means no ATMs and the island went cash only… I’m upping it to $5K.

[Christine]

I feel you. Before I was debt free, I had < $1K. Every penny goes towards the mortgage. Now, $10K but it’s not under the mattress.

It’s inside the refrigerator for emergency like last month when the water pipes burst under the house. Most plumbers quickly quoted $2-3K. I offered CASH.

A plumber accepted $500 plus $100 tip.

Would you also like to explore: We are just beginning to fund our emergency fund, but a gremlin is in our midst

[Mark]

Keep about $50 to $100 cash in various bills in my wallet at all times. Mostly for tips and giving. Can’t think of a situation where I would need to keep more than that on hand.

I don’t waste time being a “doomsday” prepper.

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