[USER]

If you had a million dollars to invest right now and not touch for 5-10 yrs, what would you do with it?

Would you focus on stocks, real estate, businesses, or other opportunities? Share your strategy and reasoning!

[Anuj]

Tax harvested Fidelity Brokerage account: 26% return last year. It beat S&P by a few % pts and provides additional tax return benefit. They charge 450/quarter.

I was sceptical early on but I see it produce result that justifies the quarterly fee.

[Aaron]

90% SP500 Index Fund, 10% Bond Fund. Rebalanced Annually.

[Jonathan]

What is the goal? Potentially create as much wealth as possible, while ignoring risk? Preserve the $1m? Keep up with inflation?

Create wealth for future generations?

Too many questions.

[Eric]

Since 5-7 years is the minimum amount of time needed to invest in the stock market, you should probably keep a bit out, given where we are and where the market is (high -very high).

Personally, I would invest at most 1/3 (dollar cost averaging (monthly -Weekly) over next 1 year or so) and another 1/3 (dollar cost averaging over a longer period of time 1-4 years) and keep 1/6-1/3 for when the market corrects and/ or for whatever you plan to do with it in the 5-7 year timeframe.

I would also try to adjust your longer term timeframe to 15-20 years.

[Farris]

Buy real estate complete no brainer. If you know what you’re doing you can turn that 1M into 3M in 2 years.

With great cash flow, and tax benefits. Not easy. Possible.

[Bryon]

If it were me, I would invest it in VOO 50% and QQQ 50% if I were not going to touch it for 5-10 years.

That mitigates potential risk with individual stocks and provides a return similar to the markets with very small fees.

[Matt]

At my stage with an additional $1 million and goals, 50% VTSAX and 50% BND. Then I’d give my 1

Month notice to retire.

[Kristen]

Max out my 403b, 457 and husband’s sep Ira (individual IRA’s are already maxed). Pay off my mortgage. Fund 529’s.

Put the rest in brokerage 80-20 split between growth index funds and bonds and then ask my boss to change my hours to part time as I would be in position to coast fire.

[Sam]

I would buy a few more investment properties. Rent them out, then use the left over cashflow to buy stocks

[Emmanuel]

300k in Tesla 300k in bitcoin 300k in VTI 100k down payment for a rental

[John]

Invest in yourself and in your skills. Cashflow your passions. Take out what you need and put the rest into any of the funds mentioned in the previous comments.

[Author]

Posts