[USER]

If you had 200k what would you all do now that there’s a bit of dip? How would you split it?

With the current market dip, many investors are uncertain about the best way to allocate their funds.

If you had $200,000 to invest right now, what strategy would you follow to make the most of this market downturn?

Would you focus on traditional assets like stocks and bonds, or would you diversify into real estate, commodities, or even alternative investments such as cryptocurrencies?

Are there any specific sectors or industries you believe are undervalued and offer good potential for growth in the long term?

Moreover, do you think it’s better to wait for the market to stabilize before investing, or would you advise taking advantage of the lower prices now?

Please share your approach, including any tips or strategies that could help make the most out of this situation.

[David]

Don’t time the market! By trying to time the market you missed out on 20%+ returns in 2024

[Luciano]

If you have been sitting on that money waiting for an opportunity you most likely lost out on some gains. This dip is nothing to jump at.

When you get closer to 20% drop that’s when you step up buying if you can.

Just keep investing like normal

[Ran]

This is barely a dip, its not even a 5 or 10% correction yet. A lot of more recent investors also haven’t been in a prolonged bear market which is >20% dip though 2022 was bad the market came back quick.

If you are comfortable with risk and are 40 or under you could invest it all now in the S&P 500 like VOO or even VTI(for a little more diversification within the US Stock Market overall) or if you are risk averse then you could break that money into 10-12 chunks and Dolllar cost average into the market every month.

Either way, do what your comfort level dictates but this is barely a dip.

[Mark]

A supposed dip shouldn’t have any bearing on ur decision. Invest according to ur investment plan

[Aaron]

I do not make changes to my investment plan based on what is going on in the stock market.

so, I would allocate in accordance with my previous investment plan. if I didnt have one I would make one and then allocate it according to the plan.

for me the plan would not include doing things differently when the market has shifted in some manner.

[Michael]

It’s definitely barely a dip. If you’re don’t have a very high tolerance for risk, put it in VOO.

It’s way better than a savings account.

[Matt]

Ladder it into CD’s as my bucket 1 and work 1 more year until I get my bonus and retire.

Let the other funds ride and compound for another 5-10 years

[Matthew]

100k on Monday, 100k on Tuesday. Time in > timing the market. I try to invest on red days to make myself feel a little better but in the grand scheme it doesn’t matter.

Just pick a good spread

[Donna]

I will buy a townhome, rent it out and the rent I get I will invest in stocks!

The money that keeps on growing and giving.

[Author]

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