Is solo 401k before or after tax when you retire?

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    Justin

      You don’t pay tax on the money you invest now when you invest it. When you retire and take the money out, you pay tax on the money and growth

      #105484 Reply
      Ran

        It depends if it’s Roth(Post-Tax) or Traditional(Pre-Tax). If your Solo 401K is a Roth, you have already paid taxes and your money and it’s gains grow tax free.

        If you put the money in a Traditional Solo 401K(pre-tax), you will be taxed when you withdraw that money when you retire.

        #105485 Reply
        Matt

          I believe Schwab offers a Roth version. I don’t think Fidelity does and I’m sure that Vanguard doesn’t.

          #105486 Reply
          Khang

            Before. By the time you retire, it will be tax at bracket higher than now .

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