[Tiffany]

I am brand new to investing, but opened a Fidelity Roth Acct with some gift money back in November and purchased VTI.

Then deposited another gift check into the Roth, but didn’t realize that I didn’t purchase any index funds.

So after calling Fidelity and figuring out how to do it, do most people keep putting money into the same fund, or do they buy different funds?

If different, what else should I be looking into?

[Crystal]

Look at the expense ratio too (how much a fund costs). I personally just buy VTI in my Roth

[Michael]

For a beginner, there is nothing at all wrong with just buying VTI. In fact, there’s nothing wrong with buying VTI at any point.

You’ll eventually want to add something else but concentrate on your savings rate- that’s where the magic happens.

[Christopher]

Generally just pick a fund or two. If you picked vti, that’s a reasonable single-fund option.

You can spice it up later with other stuff as you learn more, but it’s totally fine to just use that for a decade or 3 if desired.

[Frank]

Same until you reach about 100K. Learn more about investing in the meantime.

Read books and do nothing.

[Author]

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