[Michael]

Just a friendly reminder that if your time horizon is less than 8-10 years, please have some asset diversifications in your investment.

We will see how the equity and bond markets react to the Liberation Day news when they open tomorrow morning.

You can get a hint now looking at the futures.

[Frank]

Looks more like Obliteration Day. We already know how the markets are reacting. Stocks are down over 3% according to the futures, bonds are up with interest rates sharply lower and gold is up (again).

But no, you are not supposed to wait for a market crash and then make moves after the horse has left the barn.

You are supposed to make such adjustments based on your personal situation and time frame without reference to recent market performance.

[Elizabeth]

For folks wondering, ‘liberation day’ is just another random trumpism about tariffs.

[Steve]

The markets will be down tomorrow. No doubt. Is it a blip or a beginning of a of slide? Hard to tell. Very chaotic.

I just can’t believe that one person can single handedly pull the levers and steer the economy off the road and into a wall.

No protections whatsoever from Congress or Fed. Seems so risky to be let without any controls.

[Lea]

I diversified in November and I’m sleeping well at night. Hoping to FIRE in about 5-7 years.

[Mike]

I think we may all benefit from watching “A Guided Meditation for When the Stock Market Is Dropping” by JLCollins on YouTube.

[Tony]

I switched about 60% of my portfolio into a MM fund back in February when it was clear he was serious about tariffs and another 20% two weeks ago when they started seriously promoting ‘Liberation Day’ like it was actually going to be a good thing.

Everybody had about a year to read up on tariffs ever since this idiotic plan was proposed during the campaign, so I hope that at least some folks were able to diversify before the hammer came down.

[Charles]

Happy LIQUIDATION day! Futures project a few percentage points which still isn’t much.

We need a real black swan (credit market collapse type event, etc) to get circuit breakers to trip and double digit single day collapses.

More concerned about the real economy than the fake financial one with these.

[Mark]

If ur portfolio is already diverse based on ur personal needs, then u don’t care what happens tomorrow, or the next day, or the next

[Dwayne]

I reduced risk recently. Bought some long bonds and some inverse S&P ETFs. No one wins in a trade war.

[Eva]

What type of diversification do you lean towards? Always curious to learn what others opt to do and why.

[Frenchell]

I have more than 8-10 years but I’m seeing so many people made moves and can sleep at night and I didn’t make any moves because I’m usually hearing people say to leave it.

I’m still new to this investing thing.

[Eric]

I’m trying not to get worked up as I made it through Y2K, the awful 2008 catastrophe, and Rona virus.

This definitely has me thinking about doing some things differently but not making the mistakes I made before by moving to bond funds.

I lost out on some huge gains by being fearful.

[Author]

Posts