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- Sean
Just ask them to change it to an unsecured card assuming your credit is better now.
DonFICOs website shows a chart of the weight of each item they consider when calculating your FICO score.
Markleave the card open. just don’t use it. length of credit history one of the big factors in deciding ur score.
DavidNo major purchase for 3-4 years. This wont matter. Credit is easy to build quickly when needed.
FortUgh this is a hard one. How old is this credit card? How old is your second oldest card?
Have you called and asked them to un-secure it?ChrisCredit Karma and potentially your credit card or bank accounts (and numerous other sites) have a credit estimator for changes. Like here is your current score, what would your score look like if you closed your oldest card or missed a payment.
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