[USER]

This might be a stupid question, and isn’t meant to be political, so don’t jump on me, but is anyone thinking that their money would be safest in land, for the next 4 years?

In uncertain economic times, many investors look for stable ways to grow their wealth. Historically, real estate—particularly land—has been considered a relatively secure investment.

However, with shifting market conditions, rising inflation, and evolving investment opportunities like cryptocurrencies and stocks, is land still the safest option for the next four years?

Some believe that land always appreciates in value over time, making it a reliable store of wealth.

Others argue that the current global economic climate, interest rate fluctuations, and possible regulatory changes could impact its profitability and safety as an investment.

We’d love to hear your thoughts! Do you believe land will outperform other investment options in terms of safety and returns? Or do you think other assets now offer better security and growth potential?

Share your opinions, experiences, or insights into what makes land a smart—or risky—investment in today’s market.

[Jeremy]

Best asset of the last 15 years has been bitcoin. Whether you have $10k or $10M, you can put your money in.

Been averaging about 50% over the last 15 years. A conservative estimate is 24% over the next 20 years.

Hard to find another place with that type of return. Not great though if you’ll need the money in the next five years.

Fed continues to add to the money supply. BTC is fixed at 21M. It will always rise in price compared to USD unless they stop printing money, and we know that won’t happen.

[Shick]

I would be counting on 12 years if that’s your reasoning, but based on how every major leader has or will be having dinner at Palm Beach before the 20th I’m not really worried about stocks or crypto.

I do think we’ll be seeing some pain based on all the printing and overspending of the last few years as unavoidable and I’m judging that on what I’m seeing in real estate and development.

At least in NC they’re halting development projects and a house I used to own reduced 45% and was finally taken off the market after 6 months of no offers (so I don’t know if they decided to live in it or if it’s coming up as a foreclosure soon.)

[Tweetie]

If you mean “buying real estate” then please tell us what the people who don’t have the ability to purchase real estate is supposed to do in order to have safety?

Sometimes I wish investors would think about the squeeze that is being placed on the very people they are receiving money from and what would happen if those people could/would no longer hand over those dollars.
*that’s my inner thoughts*

[Maddy]

I really hope the housing/real estate market crashes so hard in the next few years.

I’ve heard rumors it will. Then maybe some of us can have just 1 measly house.

[Owen]

Annnnnd the Lefts proposal was to give new house owners 20k credit to buy a new home? That wudve automatically raised prices by that much in an already tight market.

Yeh, ideas like that PROMOTE inflation but we had THAT thinking past 4 years.

[Dave]

Same president from 2016 to 2020 and the stock market did great. Why do you think things will be different now?

[Grounded]

The market goes up with Republicans, and the market goes up with Democrats. I wouldn’t change up your investment strategy depending on who’s in office.

I have a coworker that changes his investments around depending on which political party is in office, and has missed out on literally hundreds of thousands of dollars in gains over the last decade.

Now if is more directed at the fact that the S&P 500 is overvalued compared to where it’s been historically, I’d still say the same thing that switching up your investment strategy and trying to time the market is more often a losing game.

Diversifying into real estate may be a good play in general, but I wouldn’t do it by liquidating other investments to try and time the market.

[Bryon]

The stock market PE ratios are at an elevated level currently and if anything occurs to downgrade the current earnings expectations for the year, we could see a pullback in the markets.

If I weigh the impacts of the new administration I would say that the tailwinds will be extending the low individual tax rates, lowering corporate tax rates, deregulation and expanded drilling.

The potential headwinds may be tariffs, if used broadly beyond using them as a bargaining chip.

That being said, an overall big question that I have longer term is how much of an impact AI will have on stock market returns as it drives efficiencies and innovation within the business sector.

If we can drive some significant efficiency gains moving forward the next couple of decades, that could provide some significant tailwinds to the markets.

So, I expect we could have less significant returns the next four years and perhaps even a pullback in the markets this next year but my hope is AI in the longer term will provide some fuel for the markets.

The next 4 years, I don’t have a crystal ball but my educated guess is that we may average mid to high single digit returns given the current run up in the market and current valuations.

How that plays in to restate, it really comes down to projecting out projected market returns and comparing them to what you believe we will see in the markets during that same time period.

[Ben]

If you’re confident you can flip land within that timeframe for good profit, why not just do that?

If you’re not confident, I would say it’s quite risky.

[Wendy]

I’m staying the course.
Considering the current “leadership” has brought us to the brink of WW3, or worse, there’s no telling what could happen over the next four years.

Hopefully, the dystopian nightmare we’re currently living comes to an end soon.

[Bethany]

Interest rates are likely to go up, and real estate is a good hedge against inflation.

[Donna]

I think land only makes sense if an investor buys it to turn into a subdivision/village/apartments or if someone buys it to build a home on it other than that, it’s a dead investment.

[Mindi]

My mom owned vacant land for 20 years. She ended up paying more in property taxes and weed control than she earned in appreciation.

[Ramiro]

Yes.
Barren land close to cities and towns will rise in the next four years.
Buy low and sell high.

Barren land has little maintenance cost. You have to factor in property taxes and that’s the reason you don’t buy land with a building or home because it’s more difficult to attain ROI/Rate Of Investment.

Some people buy ranches and fix them up to resale. Thats way out of my league and risky too.

Yet they enjoy the environment thru the years.

[Jon]

Land is never bad to buy, but the market was extremely volatile the last 4 years under the foot of Biden. We know at least Trump wants to try and help the United States and its citizens.

Who knows what is gonna happen over the next four years.

Most likely more terrorist activity so the left can have something to complain about

[Jes]

I was a mortgage broker in 2001-2015 and the difference I am seeing now vs then was that corporations were not buying up houses/apartments like they are now.

My sister is still in the mortgage industry and she says she is seeing that corporations are buying up like crazy and they are offering more than asking price just so they can snatch them up because they know we average people can’t just offer 50k over asking price so they always outbid us.

Then they rent out the apartment or house for a higher price just because they added new paint to the property. Housing is a necessity so these corporations raise the rent.

The most alarming part is that these corporations are also using these properties for vacation rentals (Airbnb, Vrbo, Vacasa and so on). Which makes them more profit than just renting them out to us.

After hearing this I have stopped using Airbnb and all vacation rentals as I refuse to help them make a profit while killing the opportunity for others to become homeowners.

I refuse to help them screw us over. I own 2 properties and some land (bought them 20 years ago) so it’s not about me not being able to buy a house it is about them taking away a human right to have a roof over your headl.

I am worried about how it affects others who can’t afford to even pay rent and we end up with so many families living on the streets all while corporation are making killer profits.

If you are looking to rent look rent from homes owned by average people not those owned by corporations. Also, if we all stop or at least liming using these vacation rentals they will not be profiting like they do and therefore they won’t be causing bidding wars to snatch up all these properties.

Is my idea going to bankrupt all these corporations? No, but it will slow down the home shopping spree they are on and hopefully prices will drop just enough to allow people to buy.

Look at what has happened to businesses/corporations that people have boycotted because of their political views or their support for certain things. They have lost money and their stocks have gone down.

And they quickly change their stance on the issue. So don’t think that we can’t do the same with their home investment businesses, we can. We are the only reason they are profiting right now.

[Amber]

I do think the next 4 years will be very volatile in the markets. My comfort is that those coming to power love nothing more than money though so hopefully they will have incentive to keep the markets up.

But who knows.

[Erin]

Land is a non renewable resource always a good buy. The Amish by me are paying unheard of amounts for acreage, they have cash money too.

It hurts small townships as they don’t participate in local government. And hurts farmers trying to acquire more land they outbid them.

It’s definitely a commodity if ocean levels continue to increase those people will need to go somewhere. So, in my opinion never a bad buy

[Jonathan]

I dont think this is a stupid question and the truth is literally no one knows what is going to happen in the markets. Doesn’t matter who is in charge. If they say they do they are lying.

There is a shortage of affordable housing. That’s different than saying a housing shortage.

I used to flip land and prices have been driven up by a number of things such as foreign entities over paying, more land flippers and overall more people having more cash.

Having a balance in assets is important. With that said not all land is created equal.

I’m interested in buying some land but for myself for a couple of reasons such as unpredictability in the administration. Most people would agree that most stocks are overvalued right now.

Look at Buffet and what’s hes saying about them. I would like atleast 5 acres within 2 hours of a major city, water and electricity available and near a major water source.

I’m not interested in buying barren land in the middle of no where. If you’re looking land ask yourself what can you picture someone doing with it and how desirable is it.

Properties are sitting on the market longer right now so also take into consideration that getting a loan is harder with interest rates and if there’s nothing on it it’s more like a recreational want instead of a necessity.

Like all worthwhile investments do your research.

Good luck.

[Corey]

I have never heard or read from any great financial guru, from Bogle to Lynch, who recommended taking your entire investment strategy and turning it on its head based on the administration.

Even Buffet says buy what you know- which means if you aren’t already in land- land isn’t it for you.

Further, safest often means least likely to lose value… but that can also be correlated with least likely to provide appropriate gains over a given timeline, meaning you actually have so much opportunity cost that even if you don’t lose capital, with market factors like inflation, taxes, and time- you lose.

And don’t get me started on liquidity issues…

[Molly]

Because Land is so affected by local zoning laws and other environmental laws, and it can be difficult to develop or resell and actually take profits, I don’t believe it’s a good investment.

[Mark]

Because of who is president. Definitely no. If ur going to buy land..buy land. Not because who is in office.

I’m going to keep investing rhe exact same way I’ve been.

Keep making changes and tinkering around because of nonsense reasons and headlines and ur going to make some costly mistakes

[Sanders]

There’s definitely a lot of macroeconomic events going on. And some of us think there will be a lot of inflation still to come. Inflation should generally push assets up.

It’s always hard to predict where this goes.

That’s why a lot of people believe in diversification.
Not investment advice.

[Kristin]

Land generally will cost you money. Betting on appreciation is gambling.

I don’t consider it an investment unless you find a property you can subdivide or develop.

[Joy]

We moved a lot to cash for the next few months. Once I see what he does, we may consider moving some back into stocks.

[Author]

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