[Bryan]

I just do it in Excel and I have rentals and other assets held at multiple institutuons.

1. I keep it in Google drive

2. I have 16 years of data now with well over 50 rows of items as I’ve changed jobs, brokerages etc.

3. First 2 years I was updating monthly or quarterly. Then I decided to do it once a year at the end of the year.

I prefer once a year and it’s pretty easy to do and I look forward to seeing the progress. I also do one off projections as needed.

4. I summarize the accounts by type at the top and add a row for retirement per year which calculates 4% of balances that will be used in retirement (excludes primary residence, 529’s, etc.)

5. Each year I just copy the new year in with variances so I can see how this has changed over the years.

6. At the end of each year, I also put this into a projection sheet in Google Drive to see what net worth will be in future years based on increased income, higher 401k and IRA contributions, life changes and what happens if I start distributions at different ages. It’s also cool to compare the projections vs prior years as the market fluctuates as well as savings rates, etc.

[Clau]

Nerdwallet allows you to add manually whatever account you can’t link

[Andrew]

Empower’s Personal Dashboard works great.
On a side not, are you tracking a life insurance policy because it’s some type of whole or universal life and there’s a cash value?

[Danielle]

I don’t have some of the same things as you, but I use wealthfront. For many accounts, it’ll let you link them and it’ll pull updates regularly.

A couple of mine have weird extra steps to log in and don’t work as well, but most are just fine.

I have my house on there as well as my mortgage.

I have external accounts from a variety of brokerages and banks (my taxable brokerage, 401ks, an IRA, cash accounts)

It also has a planner/goals feature that is pretty cool.

I signed up because they had the highest HYSA with a referral code and I was ready to move my savings, but I’ve really liked the overall features.

Only few I’ve had is I threw $1k in their robo-investing just to see how it does compared to my manual investing and they charge a small fee on that.

Otherwise, no fees for anything else I’ve done.

[Author]

Posts