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For those who have already FIRE’d, what would you have done differently to speed up your progress? (Besides start investing sooner)
For those who have already achieved Financial Independence and Retired Early (FIRE), looking back, what steps or strategies would you have taken differently to accelerate your journey? (Aside from the common advice of starting to invest earlier).
Did you make any financial, career, or lifestyle choices that, in hindsight, slowed your progress?
Were there specific habits, investments, or mindset shifts you wish you had adopted sooner? Or perhaps something you over-focused on that didn’t contribute much to your goals?
I’m eager to hear your experiences and lessons learned to help others (and myself) optimize their path to FIRE.
Thanks in advance for sharing your insights!
ChristinaEnjoy life a little more when I was younger. There was no need to deprive myself of some enjoyment in life when I still had the energy, stamina and interests to do certain things.
JeffreyI would not change a thing. FIRE’ing too early is fraught with risks and selling yourself short later on.
I FIRE’d at 50. While it would have been nice to do it at 30, I’d have missed out on so much life-enhancing wisdom that I benefit from now.
While I was still working, I used to joke that if I became a billionaire via the lottery, I wouldn’t have left my profession.
I simply would have been a lot more difficult to manage and control as an employee.
DionMy fear of doing anything different would be the possibility of not having the outcome I had.
It’s a 10 year journey. I wouldn’t want it to be faster.
Speed equals risk.
AmandaGetting out to the local meeting ups more often… it was such a huge help with staying on track and making good friends with the same mindset!
GeorgeRead the book simple path to wealth. Invest in index funds rather than timing the market, and gamble on individual stocks
FarreSkip the PhD. I did end up leaving with an MS to start an industry career, but I lost earning years in my 20s.
A PhD isn’t necessary in tech if you are publishing regularly, anyway.
NumThe only thing I’d change is buy btc earlier and buy more. But how d i know right.
Otherwise, maybe just save a bit more.
I love my job, so I’m still working, going down to part time. Would do it for free, and had done it before
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- How did you achieve financial freedom in your 30s-50s?
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- How can I optimize investments and accelerate my late FIRE journey?
- How do you plan FIRE in high-cost countries like Ireland/UK?
- How do you plan on reaching financial independence?
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