[USER]

Is there any way to take out of stocks and put someplace else for a bit and hold? I know some people want to wait it out until it recovers and that’s ok but what about those that just want to invest in something else.

REI seems like a good option but looking for more unique things people are doing here.

How can you switch investing from stocks without having to take early penalty?

Anyone investing in other currency and how are you going about doing that?

Thanks

[Sherie]

Well, I understand what you’re gonna try and do, here’s something that you need to consider when there is a sale, do you buy one stuff is on sale or do you wait for the price to go back up.

Because that’s technically what you’re thinking about doing.

[Bethany]

do you have a Schwab account or something? You can pull your money out and just leave it in cash.

[Cole]

Wait I thought we are supposed to buy low sell high? And you want to sell low and buy high later?

[Janice]

Great question and no judgment at all, it’s smart to consider your options. If your investments are in a taxable brokerage account, you can sell and reinvest without penalty (though be mindful of capital gains taxes).

But if they’re in a retirement account like a 401k or IRA, you’ll need to stay within the account to avoid penalties so switching to bond funds, money market funds, or even REITs within the same account can be a good option.

For alternatives like other currencies, people sometimes use ETFs like UUP (USD exposure) or FXF (Swiss franc), or open accounts with platforms that support forex or crypto but make sure they align with your risk tolerance Roger & Beth’s

[Ján]

Great question! Diversifying is smart many are shifting from traditional stocks into crypto, REITs, or even foreign currencies to hedge against volatility.

Personally, I’ve explored these options and it’s opened up a whole new level of financial growth.

[Author]

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