[USER]

Totalled up returns for 2024.
FInsihed the year at 19.57% total return.
I put 20% of the portfolio in HYSA/CDs as a defensive move as I near retirement potentially in 2025.

Curious about total returns of those young/nearing retirement/already retired members out there.

FYI-any new money I added as stepped up cost basis so return is truly that

[Sam]

Total return:
2024 27.7%
2023 41.8%
2022 -28.5%
2021 21.1%
2020 63.8%
5 Year – 157%

Just about to hit two years retired, I invest like I’m 20 as well.

[Jule]

My total return for 2024 across my entire portfolio was 32.17%. We are 13 years away from retirement but investing like we are 20 years old (aggressive).

[Alvis]

25.68% return in 2024. Long way to go….17 years before I hang up my boots.

I just stared maxing out my TSP contributions.

[Alan]

I am semi retired with two years of expenses in t-bills/cds and the rest in qqq/total stock market index/S&P. I don’t pay any advisors and other investment expenses are almost zero.

Boring but I sleep quite well and outperform my friends who seem to love to pay for professional advice.

[Thomas]

Were at 34.14 for the year just with our ira. Have another 650k in cds that did 4.5% the last few months [home sale]

[Author]

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