[Adelina]

Still haven’t gotten around to setting up a Roth IRA
Should I do a local bank, credit union or national bank?

I want easy access to funds and start paying for things in cash to avoid sneaky transaction fees.

[Christopher]

Three great choices are Vanguard, Fidelity, and Charles Schwab. They all have extremely low fees if you choose low fee index funds or etfs.

Good luck!

[Suzi]

Fidelity is very user friendly for a Roth IRA, Vanguard is also really good, but they have minimums

[Chet]

A Roth IRA account is not to be used for your life transactions. You use a Roth account to regularly add money that will stay in the account until you are at least 59.5 years old.

What you describe as your needs is not fixed by opening a Roth IRA.

[David]

These days I see Fidelity recommended most often. Vanguard used to be the best and is still a perfectly fine option too.

Just pick one and go.

[John]

Yikes. No
Fidelity Schwab or vanguard

Vanguard and Schwab have been getting some bad press lately sadly

[Stephanie]

You should not use a bank at all for an IRA. Use a brokerage firm.

[Author]

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