Maxed Roth IRA with VOO, QQM, SCHD, WMT—hold or adjust?

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  • #126949 Reply
    Rebecca

      Hey y’all! I just maxed my first Roth IRA. I have VOO QQM SCHD WMT. I should just leave it right?

      Even though our going down??

      Given current market conditions and long-term growth potential, should I hold this allocation or make adjustments? Would love to hear your thoughts!

      #126950 Reply
      Rob

        Yes. I max out both or IRAs the first week of the year. Most years it works out, others it doesn’t. That’s all short term!

        The one thing I don’t do is sell and let fear cause me to lose profits!!

        #126951 Reply
        Mark

          I would stop watching the news and checking my account all the time

          #126952 Reply
          Tom

            Only Rookies sell when the market goes down, the rest of us buy at a discount

            #126953 Reply
            Tomy

              I’d consult a professional, but I’m definitely buying the dip and not selling anything.

              #126954 Reply
              Mike

                Never sell in a down market especially if you don’t need the money till retirement.

                My uncle and mentor told me when I first started investing when the markets up you’re making money when its down buying cheap when it’s up you’re making money when it’s down you’re buying cheap and to just keep on buying and repeating those words.

                Nowadays when I see red I buy more.

                #126955 Reply
                Priscilla

                  It’s ok to be nervous. This is a fun rollercoaster that’ll make you more queasy the more you watch the drops.

                  You’re young and hopefully we all end up on top at our time!

                  #126956 Reply
                  Clinton

                    Leave it, max out and don’t watch the news. The only news you need is at retirement when you have 7 figures plus to worry about!

                    #126957 Reply
                    Jonathan

                      Since I’m 8 years away from fire I don’t bother watching the market.

                      I max all my income already and have nothing extra to invest if the market goes down.

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                    Reply To: Maxed Roth IRA with VOO, QQM, SCHD, WMT—hold or adjust?
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