[USER]

I have certain circumstances that require me to have to hold a larger emergency fund then what would typically be recommended.

Right now I hold the cash in an Ally high yield account.

Is there a better place to park cash that is easy to liquidate in a pinch?

[Jason]

VUSXX yields around 4.23% right now. 80% treasuries and the rest other government debts.

[Jonathan]

Any HYSA will work. I like ally, but there are better APY rates out there.

[Rivera]

I have mine in ally and occasionally put some in their cd short time when they have deals

[Heleine]

A high-yield savings account at Ally is a solid choice for an emergency fund due to its liquidity and decent interest rates.

Other options include a money market account or short-term CDs, but always prioritize easy access to your funds in an emergency.

[Scott]

A Money market fund acts just like an hysa with slightly better returns.

[Sickels]

Gsy (ultra short bond etf)has an annual total return of 5.67% (7.86 cdn%).

Low risk etf with 3% fluctuation since 2008

[Farre]

Fidelity has a good high yield account (and access to short-term bonds).

[Author]

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